Lynette Tan

Recent Posts

7 Reasons you should use a Singapore mortgage broker

Posted by Lynette Tan on January 10, 2018

In this technological age, consumers are increasingly doing their research online before deciding on their purchase decision. While you can obviously compare across pricing for products, shopping for financial services can be a little more complex. When it comes to getting a loan for example, it’s not always about getting the cheapest rate; how much you can borrow, understanding the terms and conditions and avoiding the pitfalls are equally important.

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Topics: home loan

The case for buying an Executive Condo in Singapore

Posted by Lynette Tan on January 4, 2018

An executive condominium (EC) makes a great property choice that bridge the gap between public housing and private condominium. ECs provide similar facilities that private condominiums offer - guarded security, swimming pools, clubhouses, playgrounds and other recreational facilities.

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Topics: home loan

Avoid making these 7 common property investment mistake

Posted by Lynette Tan on January 4, 2018

After waiting for years for Singapore’s property market to bottom out, property investors are starting to see some traces of a revival in 2017. A slew of enbloc sales, developers paying record sums for government land sales and an uptick in the private property price index recently seems to have whet investor appetite.

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Topics: Invest

Understanding En-Bloc sales in Singapore

Posted by Lynette Tan on January 4, 2018

2017 has been a peak year for en-bloc sales in Singapore – as of November, some 20 residential projects have been sold through collective sales. While this most likely spell good news for those that went through a successful sale, having such record numbers of property transaction in the market will no doubt cause an impact on the local property market.

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Topics: HDB

Using an interest-offset account to save on mortgage

Posted by Lynette Tan on December 18, 2017

Most people set about searching for a mortgage loan by looking at the lowest interest rate available in the market. Or perhaps, they use the bank that they are familiar with. Since there are so many types of home loans available, banks are forced to innovate and come up with interesting products that can sometimes benefit consumers like yourself.

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Topics: Home-buying

Floating or Fixed rate mortgage? It depends on the timing

Posted by Lynette Tan on December 18, 2017
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Topics: Home loan fixed deposit rates

4 ways how TDSR affects a homeowner

Posted by Lynette Tan on December 7, 2017

After the crazy run-up of property prices in the years leading to 2013, the Monetary Authority of Singapore(MAS) finally stepped in with measures to “cool” the property market. One key measure that was introduced is the Total Debt Servicing Ratio(TDSR).

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Topics: TDSR

5 Tips you need to know about refinancing

Posted by Lynette Tan on December 6, 2017

In the last 4 to 5 years, interest rates for mortgage loans have kept to under 2% mostly, thanks to the quantitative easing measures in the United States. But since 2016 and the incremental increase in rates, Singapore homeowners have been watching their mortgage loan rates.

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Topics: refinance

Testimonials for FAHL

"I am most impressed by Sean's professionalism in assisting to put in place a mortgage plan that totally meets my investment objectives. His enthusiasm and passion for what he does is remarkable. I hope there will be more mortgage brokers like Sean and his colleagues in Singapore." - Ann Tay, Jan 2017"

"I would like to register my compliments for Maggie. I started enquiring about loans since June/July last year and Maggie has been diligent in following up with me and in addressing all my questions. I recently only settled the bank loan. Throughout this period of several months, Maggie has been patient, proactive and prompt.  It is a delight working with her." - Irene

"You have given good advice, Maggie. Your website is the easiest to follow to get list of documents. We prepared according to the website and it is easy for us to understand." - Shally Tan

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