London Mortgages for Foreigners

Posted by Sean Lim on March 21, 2017

London Mortgages for Foreigners

It is quite a demanding task to obtain mortgages in the United Kingdom especially if one is working outside UK. Since the Global Financial Crisis, offshore foreigners and expatriates find their financing options getting lesser. We look at the mortgages available for them for London properties.


London mortgages for foreigners 

The mortgages available from Singapore banks are for residential homes in London. Let's review the options:

  • Offshore foreigners, non-residents, expats are eligible
  • For new purchase, refinance or equity release
  • For buy-to-let or investment residential homes
  • Located within zone 1 to 4
  • Up to 75% LTV
  • Choice of Singapore dollar- or Sterling Pound-denominated mortgage
  • Tenure up to 30 years
  • Rates are tracker-based (pegged to SIBOR or Cost of Funds)
  • Principal + Interest repayment only
  • Monthly repayment schedule
  • Fees may apply


One of the benefits we provide is that you can secure a mortgage for a new build home before it's completed. Effectively, you are securing the mortgage now while waiting for the completion of the home and disbursement of the loan to the developer/ builder. Taking a mortgage early provide you a peace of mind and perhaps avoid any possible market measures or interventions.


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Topics: London

Written by Sean Lim

Testimonials for FAHL

"I am most impressed by Sean's professionalism in assisting to put in place a mortgage plan that totally meets my investment objectives. His enthusiasm and passion for what he does is remarkable. I hope there will be more mortgage brokers like Sean and his colleagues in Singapore." - Ann Tay, Jan 2017"

"I would like to register my compliments for Maggie. I started enquiring about loans since June/July last year and Maggie has been diligent in following up with me and in addressing all my questions. I recently only settled the bank loan. Throughout this period of several months, Maggie has been patient, proactive and prompt.  It is a delight working with her." - Irene

"You have given good advice, Maggie. Your website is the easiest to follow to get list of documents. We prepared according to the website and it is easy for us to understand." - Shally Tan

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