How does falling HDB COV impact your loan and Mortgage Servicing Ratio (MSR)?

Posted by Sean Lim on August 30, 2017

You by now would have heard of the falling dagger in the HDB market. By that, I am referring to the falling cash over valuation premium for resale flats. What does this mean for buyers? How does the HDB COV impact your loan and MSR?

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Topics: TDSR, MSR

Breaking News: 30% Mortgage Servicing Ratio (MSR)

Posted by Sean Lim on February 24, 2017

MND today announced further cooling measures, targeted at the Executive Condominiums (ECs) segment. According to them, it is to bring ECs in line with HDB measures. We think the 30% Mortgage Servicing Ratio (MSR) implementation is more painful than TDSR.

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Topics: MSR

Testimonials for FAHL

"I am most impressed by Sean's professionalism in assisting to put in place a mortgage plan that totally meets my investment objectives. His enthusiasm and passion for what he does is remarkable. I hope there will be more mortgage brokers like Sean and his colleagues in Singapore." - Ann Tay, Jan 2017"

"I would like to register my compliments for Maggie. I started enquiring about loans since June/July last year and Maggie has been diligent in following up with me and in addressing all my questions. I recently only settled the bank loan. Throughout this period of several months, Maggie has been patient, proactive and prompt.  It is a delight working with her." - Irene

"You have given good advice, Maggie. Your website is the easiest to follow to get list of documents. We prepared according to the website and it is easy for us to understand." - Shally Tan

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